Sacrificing Valuable Retirement Space
You risk sacrificing valuable retirement space when you use a Roth IRA for college savings.
If your retirement is 100% covered by other accounts, then this isn’t a big deal. But if not, be careful not to count this money as being available for both retirement and college. It can only be used for one, and when push comes to shove retirement should usually get the nod.
You risk sacrificing valuable retirement space when you use a Roth IRA for college savings.
If your retirement is 100% covered by other accounts, then this isn’t a big deal. But if not, be careful not to count this money as being available for both retirement and college. It can only be used for one, and when push comes to shove retirement should usually get the nod.
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